Terms and Conditions

Effective Date: [Insert Date]

Welcome to CartaVibe (accessible at https://cartavibe.online/). These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using the site, you agree to be bound by these Terms, our Privacy Policy, and all applicable laws. If you do not agree, please do not use the website.

1. Overview

CartaVibe provides billing and invoicing solutions designed to support businesses in managing financial transactions, subscriptions, and customer communications. These Terms apply to all visitors, users, and others who access or use the service.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our services. By using CartaVibe, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To use most features of our platform, you must create an account. You agree to provide accurate and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You agree to:

  • Not share your password with anyone;
  • Notify us immediately of any unauthorized use or security breach;
  • Accept all risks of unauthorized access.

4. Services Offered

CartaVibe offers digital billing services, including but not limited to:

  • Generating and sending invoices;
  • Payment processing integrations;
  • Subscription management;
  • Transaction tracking and reporting.

We reserve the right to modify or discontinue our services (or any part thereof) at any time, with or without notice.

5. Payment and Billing

5.1. Subscription Plans:
Some features are available only through paid subscription plans. By subscribing, you authorize CartaVibe to charge your payment method on a recurring basis (monthly or annually) until you cancel.

5.2. Billing Cycles:
Your billing cycle begins on the day you subscribe and renews automatically unless canceled. All fees are due at the beginning of each cycle and are non-refundable, except as required by law.

5.3. Price Changes:
We reserve the right to change pricing for our services. We will provide at least 30 days’ notice before any new pricing takes effect.

5.4. Late Payments:
Failure to pay may result in suspension or termination of services. CartaVibe is not liable for any loss resulting from such suspension.

6. Refund Policy

All purchases and subscription fees are non-refundable unless explicitly stated. Refunds, if granted, are at our sole discretion and only under exceptional circumstances.

7. User Responsibilities

When using CartaVibe, you agree not to:

  • Violate any applicable laws or regulations;
  • Use the platform for fraudulent or illegal purposes;
  • Infringe upon the rights of third parties;
  • Upload harmful or malicious content;
  • Interfere with or disrupt the platform’s functionality.

8. Intellectual Property

All content and materials on CartaVibe, including logos, texts, graphics, software, and data, are the intellectual property of CartaVibe or its licensors. You may not copy, modify, distribute, or create derivative works without express written permission.

You retain ownership of the content you upload, but by posting or uploading, you grant CartaVibe a worldwide, royalty-free license to use, host, store, and display your content for service functionality.

9. Third-Party Services

Our platform may integrate or link with third-party services (e.g., Stripe, PayPal, email providers). CartaVibe is not responsible for the content, functionality, or accuracy of any third-party sites or services. Use of these services is governed by their own terms and conditions.

10. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and share your personal information.

By using our services, you consent to our data practices as described in the policy, including the use of cookies and third-party analytics.

11. Service Availability

We strive to maintain uninterrupted access to CartaVibe, but we do not guarantee that the website will be available at all times. Scheduled maintenance or unforeseen circumstances may lead to temporary service disruptions.

We are not liable for any damages or losses resulting from service interruptions or errors.

12. Termination

You may cancel your subscription or account at any time via your account dashboard. Upon termination:

  • Access to your account will be revoked;
  • Your data may be deleted permanently;
  • Any fees due will remain your responsibility.

CartaVibe reserves the right to suspend or terminate your access for any reason, including violation of these Terms, without prior notice or liability.

13. Disclaimers

The services provided by CartaVibe are offered “as is” and “as available.”
We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that:

  • The platform will be error-free or secure;
  • The services will meet your specific requirements;
  • Data will be backed up or preserved unless otherwise stated.

14. Limitation of Liability

To the fullest extent permitted by law, CartaVibe and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

  • Your use or inability to use the services;
  • Unauthorized access to your data;
  • Any third-party conduct or content.

Our total liability for any claim under these Terms is limited to the amount paid by you to CartaVibe in the preceding 12 months.

15. Indemnification

You agree to indemnify and hold harmless CartaVibe, its officers, directors, employees, and agents from and against all liabilities, damages, claims, or expenses (including attorney’s fees) arising from your use of the services or violation of these Terms.

16. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes indicates your acceptance of the revised Terms.

You are responsible for reviewing the Terms periodically.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

18. Dispute Resolution

Any disputes arising out of or relating to these Terms or the use of CartaVibe shall first be attempted to be resolved through informal negotiation. If not resolved within 30 days, disputes will be submitted to binding arbitration in accordance with the rules of the [Arbitration Body] in [Your Location].

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